Adds a full pensions feature: SIPP/workplace DC/LISA account metadata,
contribution recording with relief-at-source/net-pay/salary-sacrifice
gross calculations, state pension tracker, annual allowance monitor,
and LISA summary. Pension contributions feed into the tax report
(RAS gross totals, allowance used). Includes two Alembic migrations,
backend service/schema/API, and full frontend pensions page with
cards for allowance, state pension, LISA, and retirement projection.
Also fixes CSRF cookie secure flag (must be false for HTTP deployments)
and extends tax schemas/service to expose pension data in the report.
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
- OCR pipeline: Tesseract (images) + pdfplumber (PDFs) → AI text prompt →
rule-based regex fallback; works with any text model, not just vision models
- Scan Receipt toolbar button parses a photo and pre-fills the transaction form;
receipt image is automatically attached to the created transaction
- AI settings page: provider, API key (AES-256-GCM encrypted), custom URL,
model, and per-user debug toggle that gates the OCR/AI debug panel
- Fix CSRF cookie secure=False so HTTP deployments work; add 7-day max_age
- Fix attachment_refs missing from _to_response (attachments never appeared in UI)
- Fix multipart boundary lost when Content-Type was set manually in axios calls
- nginx: raise client_max_body_size to 15 MB, add 120s proxy timeout for OCR
- Migration 0005: add ai_debug boolean to users table
- Update README and CLAUDE.md with AI scanning docs and architecture notes
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
Phase 3 — Investments:
- Multi-currency support: holdings track purchase currency, FX rates convert to base for totals
- Capital gains report using UK Section 104 pool method, grouped by tax year
- Capital Gains tab added to Reports page
Phase 5 — Polish & Hardening:
- Mobile-responsive layout: bottom nav, sidebar hidden on mobile, logo in TopBar, compact header buttons, hover-only actions now always visible on touch
- Backup system: encrypted GPG backups via backup.sh, nightly scheduler job, admin API (list/trigger/download/restore), Settings UI with drag-to-restore confirmation
- Docker entrypoint with gosu privilege drop to fix bind-mount ownership on fresh deployments
- OWASP fixes: refresh token now bound to its session (new refresh_token_hash column + migration), CSRF secure flag tied to environment, IP-level rate limiting on login, TOTPEnableRequest Pydantic schema replaces raw dict
- AES-256-GCM key rotation script (rotate_keys.py) with dry-run mode and atomic DB transaction
- CLAUDE.md added for AI-assisted development context
- README updated: correct reverse proxy port, accurate backup/restore commands, key rotation instructions
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
