Replaces unused Prophet dependency (unrunnable without cmdstan) with
SARIMA (statsmodels SARIMAX) as the primary spending forecast algorithm.
Strategy: SARIMA(1,1,1)(1,0,1,12) for 12+ months of data, ARIMA(1,1,1)
for 6-11 months, Holt-Winters for 3-5 months, simple average below that.
Adds 95% confidence bands (1.96σ) alongside existing 80% (1.28σ).
Extends forecast horizon from 3 to 6 months and actuals display from
6 to 12 months. Each category now carries an algorithm field surfaced
as a badge in the UI. Frontend chart shows both confidence tiers as
stacked bar overlays with a 3-month summary grid below.
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>